YOUSEND REFERRAL TERMS

Referral Reward Eligibility - Inviter: To be eligible for the Yousend Referral Reward program, you have to meet the criteria set out below;

• Have a valid and active Yousend Account at the time of participating in the Yousend Rewards Program;
• Share a logged invitation respectively using the special codes or URL provided on the Yousend platform.

Referral Reward Criteria:

• Invitee must not have an existing Yousend account under their actual name or a pseudonym;
• Invitee must sign up for a new Yousend account using a valid phone number via the referral link sent by the Referrer provided that the phone number, device ID, or email address has not been previously associated with any existing Yousend account.
• The Invitee must use the Yousend app to make a minimum qualifying payment of $50.
• Sign-up bonuses, promotional rewards (e.g., £5, $10, or 10 CAD), or any other type of marketing bonuses do not count toward the qualifying transfer amount required for eligibility for cashback or rewards.
• A qualifying transfer must result in funds leaving the Yousend platform via an external payout to a bank account or mobile money wallet. Wallet-to-wallet conversions, currency conversions that are subsequently reversed, and round-trip transactions do not constitute a qualifying transfer.
• The qualifying transfer must be funded by a deposit made in the Invitee's own name, from an account held in their name. Deposits made by a third party on behalf of the Invitee do not count toward the qualifying transfer, regardless of amount or stated purpose.
• Deposits originating from competing remittance or money transfer platforms are not eligible to count toward the qualifying transfer for the purposes of this Program.

Yousend reserves the right to modify, suspend, or discontinue the structure of the Program at its sole discretion at any time. Where practicable, we will endeavor to provide notice of material changes to legitimate participants.

However, Yousend reserves the right to change, withhold, or terminate rewards immediately and without prior notice if we suspect, at our sole discretion, any signs of fraud, abuse, manipulation, or breach of these terms.

Payments or Transfers between Invitee and Inviter do not qualify for rewards under this Referral Reward Program.

Where there is a Referral Reward for a minimum spend or transfer, the Inviter shall not be rewarded for transfers to the Invitee or between themselves and the Invitee.

Yousend reserves the right to withdraw the participation and the Referral Reward of any Inviter and take such further action including but not limited to closure of their account where there is reasonable suspicion of fraudulent activity aimed at manipulating the promotion program for financial gain.

Examples of activity considered to manipulate this Program for financial gain include, but are not limited to: round-trip currency conversions; transactions structured to meet the minimum qualifying amount without genuine remittance intent; use of third-party funds to satisfy the qualifying transfer; multiple Invitee accounts cashing out to the same destination account; and referral chains between accounts that share personal information, surnames, or device identifiers.

The Yousend Rewards Program shall run for a specific time frame which we shall disclose in the Yousend application for potential participants Promotion Period. Inviter shall only qualify for the Referral Reward if they complete the required steps during this Promotion Period.

In the event that we extend the timeline for the Invitee to complete the required steps, the notification shall be contained in the invite shared with the Invitee on the Yousend application.

We reserve the right to modify, suspend, or terminate the Promotion before the end of the Promotion Period if, in our reasonable judgment, the Promotion is being abused, could harm Yousend's goodwill or reputation, or if unforeseen circumstances arise that make it impossible to continue. This may apply to individual participants or the Promotion as a whole.

We reserve the right to change, modify, or vary the amount and structure of the Referral Rewards provided under the reward program, at our sole discretion. Where practicable, we will endeavor to provide notice of material changes.

• Alterations to the reward amount (e.g., increasing or decreasing the value of the reward);
• Introducing different types of rewards (e.g., cash, gift cards, discounts, etc.);
• Changing eligibility criteria for rewards;
• Terminating specific rewards for certain periods or indefinitely.
• Any changes to the rewards structure will be posted on our website or communicated directly to participants via email or other means, and the changes will take effect as of the date specified in such notice.

By continuing to participate in the reward program after any such variation or change, you acknowledge and agree to the new terms governing the rewards.

Yousend is not responsible or liable for any issues related to the reward program, including but not limited to the following:

• Any email, reward, referral, or program-related materials or correspondence that are lost, fraudulent, abusive, stolen, late, incomplete, illegible, interrupted, delayed, altered, defective, misdirected, tampered with, or otherwise irregular in any way;
• Any failure of a participant's email address, valid account, or other contact information, including situations where such information is deleted, changed, or becomes invalid without prior written notice from the participant to Yousend;
• Any technical issues, errors, or delays that may prevent the proper execution or processing of the reward program activities or communications;
• Any failure or delay in the delivery of rewards or notifications due to incorrect or outdated contact information provided by the participant.

By participating in the Program, each participant acknowledges and accepts that Yousend is not responsible for any of the above circumstances, and agrees to hold Yousend harmless in case of any such issues.